The latest threat to the Affordable Care Act (ACA) is a huge reduction in funding for navigators in states using the federal marketplace. These are local people who help individuals and their families enroll in Medicaid and Exchange coverage. We didn’t call it huge for nothing – navigators have been cut 84% since 2016(!).Fortunately, Washington State does not use the federal marketplace and will not be impacted by the cut. But we question the logic of cutting navigator funding given the specialized insurance concepts like deductibles, premiums and cost-sharing that continue to cause confusion among consumers. In fact, Washington Healthplanfinder consumers still report confusion about health insurance terms.