Insurance commissioners all over the country are pushing back filing deadlines for enrollment and offering new concessions to insurers to keep them from leaving their state marketplaces amid the uncertainty over the ACA. Insurers want assurances that they will continue to receive cost-sharing reduction payments from the federal government, totaling about $7 billion this year, but the...
Trump’s Fight Against Contraceptive Care
News sources report that the Trump administration has drafted a rule that would make birth control coverage the choice of any employer regardless of size, location, or business type. While the ACA requires nearly all employers to offer health insurance that covers contraceptive care, this draft rule, not yet released, would broaden the types of organizations that can request...
HEAL Act of 2017
Congresswoman Michelle Lujan Grisham reintroduced the “Health Equity and Access under the Law (HEAL) for Immigrant Women and Families Act,” which would restore access to affordable health coverage and care for immigrants who are authorized to live and work in the U.S. The HEAL act restores eligibility and eliminates the 5-year waiting period for all...
A Cautionary Tale
In the spring of 1995, Washington State GOP legislators rolled back the law expanding health coverage in the state while pledging to keep health insurance affordable, but that’s not the way it worked out. The repeal destroyed the Washington insurance market, caused premium costs to skyrocket, and drove health insurers away. It took almost 5...
President Trump’s 2018 Budget – Not Well Received
This week, President Trump released his proposed budget for fiscal year 2018. It “proposes steep cuts in basic health, nutrition, and other important assistance for tens of millions of struggling, low- and modest-income Americans, even as it calls for extremely large tax cuts for the nation’s wealthiest people and profitable corporations… In fact, this stands as the...
The CBO Score Complicates the Senate’s Ability to Pass a Modified House AHCA Bill
The Congressional Budget Office’s (CBO) score of the American Health Care Act further confirms what we already know: the AHCA is a terrible bill for consumers, especially kids, older adults, people with disabilities and low- and middle-income families. According to the CBO’s analysis, 14 million people would lose their health care coverage in 2018 – increasing to...
ACA Leads to a Decline in Bankruptcy Nationwide
Since the adoption of the ACA, 50% fewer Americans have filed for personal bankruptcy according to this article from Consumer Reports. This decline in bankruptcy filings is in part due to an improving economy and changes to bankruptcy laws in 2005, however experts agree that expanded health care coverage plays a major role in this decline. Although people are...